Apex Education: Sharing the Solution

Ryan addresses the uncertain and scary times that we are facing in the country as well as in the rest of the world.

Some people question whether these really are crazy times or does it just feel that way. Ryan believes that these really are volatile times.

We are coming out of a two-year pandemic shut down we’re we saw many businesses go under, as well as many people lose their lives or get hospitalized due to COVID-19. Not only did people get sick and lose their lives, but people were also prevented from seeing their loved ones due to fear of transmission. The absence of seeing friends and family for an extended period time has brought about massive amounts of fear and fatigue within society.

Not only are we dealing with Covid and all the problems that are associated with it, but we are also looking at record levels of inflation which do not look like they will be reversing their course anytime soon. As we attempt to fight off inflation, we know that the feds have and will continue to raise interest rates. The combination of increased interest rates as well as inflation will no doubt negatively impact our finances. Inflation will eat away at our purchasing power, and make it feel like we have less and less money each year. Rates could and probably will negatively impact our fixed income investments within our portfolio.

Also, we must be prepared for a spike in healthcare costs because so many preventative care medical services were put on hold and neglected due to the COVID-19 emergency, which took priority over everything else.

Ryan urges people to protect their nest egg as we enter these volatile times. In addition to protecting your nesting you should also share any solutions, good ideas, or strategies with friends and family, so that they can enjoy the benefits of having a peaceful, stress-free retirement.