On another addition of Apex education, Ryan tells us a story about a good friend of his that would always say: “why not me?”
Whatever it was regardless, of how unlikely, his friend would keep a positive attitude and have the expectation that good things would always happen to him. The mindset that he had is that if it had to happen to anyone, why not him. This type of positive mindset will serve people well as they get ready for retirement.
Finding hobbies that bring you joy, charity that you’re passionate about, and participating in those things with people that you enjoy being around, will make for a happy and healthy retirement.
Another way that someone can gain happiness and confidence in their retirement is by having a financial plan that will give them the security they need to have peace of mind throughout the different economic cycles that someone is going to experience in retirement. Having a plan that can identify what you will need for income, determined by your expenses, will give you the safety and security that you desire to sleep well at night.
These types of plans can be achieved by using strategies that implement a guaranteed or fixed product that will provide you safety even during market downturn or crashes. These types of products can be extremely valuable in providing the guaranteed income that you will depend upon throughout the course of your retirement.
So, with all the volatility and uncertainty that we are experiencing presently with the war in Ukraine, historic gas prices, and disconcerting levels of inflation it is more important now than ever to have a plan that can give you the peace of mind you deserve by implementing a portion of your portfolio to guaranteed products.