About Apex Retirement Services
Built on Trust.
Guided by Purpose.
A Stoneham-based retirement planning firm serving greater Boston families with honest advice, personalized strategies, and a genuinely personal approach.
Who We Are
A Different Kind of Retirement Firm
Apex Retirement Services is an independent retirement planning firm based in Stoneham, Massachusetts. We serve individuals and families across the greater Boston area who are seeking retirement income strategies, Social Security optimization, and retirement income strategies that take tax considerations into account.
Our biggest focus is helping clients organize and protect their retirement assets — helping them structure and generate income, preserve principal where appropriate, and address long-term retirement risks. From asset protection strategies to income designs, this work sits at the center of everything we do and ties every other discipline together.
We take a holistic approach. Retirement is never just one piece — it is income, taxes, healthcare, legacy, and insurance working in concert. Rather than addressing each in isolation, we look at your entire financial picture so every decision supports the others and moves you toward the same goal.
We coordinate many aspects of the retirement planning process, working with experienced professionals when specialized expertise is needed. Our team brings decades of combined experience across income planning, estate and legacy planning, Medicare and long-term care, and insurance. We also work alongside your tax professional or CPA to help craft tax-efficient strategies, and we have established relationships with an Estate Planning Attorney who works in our office — so nothing falls through the cracks and every piece of your financial life moves in the same direction.
Under the leadership of President and founder Ryan P. Skinner, we work in true partnership with our clients, making their needs our goal and our priority. Our approach is both relaxed and confident, delivering sound, well-researched solutions designed to establish a solid financial plan for your future.
From the Field
A Glimpse Behind the Scenes
Experience the energy of an Apex event — where Boston families come together to learn, connect, and take charge of their retirement.
What We Stand For
The Values That Guide Us
Four principles shape every plan we build and every relationship we hold.
Protect What You’ve Earned
Your life’s savings deserves a fortress, not a gamble. We build plans designed to shield wealth from market downturns and the unexpected.
Maximize Every Benefit
From Social Security optimization to pension and tax strategies, we uncover every opportunity to grow and protect your retirement income.
A Family-Like Experience
Service is the heart of everything we do. Clients feel genuinely cared for — not just financially, but personally. Every plan, every meeting, every call.
Guided by Purpose
We lead with the belief that “leaders serve.” Every decision is guided by what’s right for you and your family — today and for generations.
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Years guiding Boston families
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Commitment to every client
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Core retirement disciplines
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Conversations that built plans
Testimonials
What Our Clients Say
Over the years, my husband and I received countless invitations to retirement dinners and educational workshops. Like most people, we usually tossed them aside. But for some reason, we kept one. At one point, we started talking about getting some professional guidance with our retirement planning. I happened to look down at that invitation, and I immediately recognized the face on it. It was Ryan Skinner. Years earlier, I had seen him featured in magazines as the “Wiz Kid of Wall Street” when he was just a seventh- or eighth-grade student. I remembered thinking what an incredible story it was, and his face had stayed with me all those years. It felt like more than coincidence. We attended the event, scheduled a consultation, and met with Ryan and his team. From that very first meeting, we knew we had found the right people. They were knowledgeable, caring, and took the time to truly understand our goals and concerns. We became clients, and it was one of the best financial decisions we’ve ever made. We couldn’t be happier with the guidance, service, and peace of mind we’ve received.
Rose D.
ARS Client
Beyond the Office
Recognized & Involved
Author of Taking Stock
Ryan Skinner’s retirement guide
Host of Cracking the Code
Podcast & speaking series
Featured in National Media
Forbes, CNBC, WSJ, Yahoo Finance
The Apex Club
Greater Boston community initiative
Come See Us
Proudly Based in Stoneham
91 Montvale Ave, Suite 104
Stoneham, MA 02180
